First Time Buyer

For many of us, our home is the most expensive thing we will ever buy so it is important you fully understand everything that’s involved.

This is why we've put together our guide for first time buyers. In this section of the site, we'll explain the procedure for buying a new home in England or Wales, including how to obtain an agreement in principle or first time buyer mortgage quote, and how to get a first time buyer mortgage loan.

Just read through the articles in this guide, or click on the title of the section that interests you.


Guide for First Time Buyers

  • Mortgage Basics
    This covers the most frequently asked questions : how much you can borrow, where to get a mortgage and how long to borrow money for.


  • Finding and Securing a Property
    This article walks you through the buying process from finding a property, through valuations and surveys to solicitors and fees.




Peter Lewis Associates specialise in providing quality, professional mortgage advice that you can trust . We will make sure that your first home purchase is as stress free as possible and explain every step in depth for you.

If you require any further information then please call us 01295 277500.

A mortgage is secured against your home. This means that if you don't pay your mortgage every month, you might lose your house as the lender can repossess it.